Travel Tip: Travel Insurance

Organising Travel Insurance is an essential part of your pre-travel “to-do” list and something your Travel Advisor will discuss with you at the time of booking. For most, travel is a wonderful experience but things can happen. Travel Insurances protects you from unforeseen circumstances such as illness or travel disruptions. As the Australian Department of Foreign Affairs and Trade (DFAT) state on their website, “If you can’t afford travel insurance, you can’t afford to travel.”

The Department of Foreign Affairs handles over 20,000 cases a year involving Australians in difficulty overseas. Unfortunately, not all of these cases involve travellers who are covered by travel insurance. Travellers who are not covered by insurance are personally liable for covering medical and associated costs incurred.

Before you choose a travel insurance plan you should make sure it covers the place you plan to visit and the activities you plan to do. It should cover you for medical expenses, theft of valuables, damage to luggage and disruption or cancellations to travel bookings. It is also worth checking to see if you are covered for pre-existing medical conditions. Travel Insurance

Medical expenses can be extremely high, especially while you’re overseas. The Australian Government will not cover your medical costs while you are overseas. If you do not have travel insurance, you are risking hundreds of thousands of dollars worth of additional charges which you are personally liable to pay. It is wise to check that your policy covers you for changes that occur while you are overseas, as some policies do not offer refunds if the security or safety environment changes. These terms and conditions will influence whether you are entitled to a refund if DFAT changes the level of the travel advice or possible travel warnings.

We recommend Covermore Travel Insurance which has over 20 years experience in travel insurance and over 10 million policy holders; and is one of Australia’s most highly regarded providers of Travel Insurance. Peace of mind is assured with 24 hour emergency access provided to travellers, and a service team that is available 7 days a week, online and over the phone.

Here is a list of Global numbers to call for Covermore Travel Insurance emergency assistance.

The emergency contact number will depend on the country you’re calling from:

  • USA: 1800 937 9763

  • Canada: 1800 645 8714

  • UK: 0800 892 014

  • New Zealand: 0800 445 524

  • Other Countries: +612 8907 5619

Speak to your Travel Advisor about travel insurance today!

About Hosted Journeys

Hosted Journeys aims to create lifelong memories and friends that share a passion for travel, food, history, culture and adventure by providing unique itineraries that maximises the travel experience and minimises the hassles.

Like you, the people behind Hosted Journeys are passionate travellers and love nothing more than delving into the food, history and culture of each tailor-made itinerary and experiencing what it’s really like to live like a local. We specialise in once-in-a-life time experiences and have been helping travellers tick items off their travel bucket lists for over 30 years; to destinations both within Australia and around the world.

Join our growing client list who love:

  • Fellowship of other travellers

  • Like to travel in small groups

  • Appreciate an all-inclusive product is unique and won’t find anywhere else

  • Travel with a host for the whole trip – including assisting with logistics for travel days

  • Tried and tested intineraries that we know you will love

  • Solo travellers welcomed, we can even help match you

  • Deposit now, pay later

If you would like more information or to sign-up to our Hosted Journey’s Tribe newsletter, please send us an email at

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